Mortgage Professional

The Value of Lender Pre-Approval
When you’re ready to buy a property in Southwest Florida, an essential first step is to get pre-approved by a Florida lender.  This process does not obligate you to buy anything, but it does have several important advantages.  It helps you understand exactly what you can afford, so you can be looking at appropriate properties.  Also, because of the higher percentage of cash buyers in Southwest Florida, a pre-approval letter is necessary to make your offer competitive.  In fact, many sellers today will not consider an offer without a pre-approval letter or proof of funds.  I can provide a list of local lenders (from banks, credit unions, mortgage companies, etc.)  that I have personally worked with and have confidence in.  Here are four of the best!  All the experts on my list are knowledgeable, experienced, and easy to work with.  In fact, most of the process can be done over the phone.  Don’t wait!  Take this important first step today!
 
 

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Jeannie Scott
Truist Mortgage (Sun Trust)
801 Laurel Oak Dr. 2nd Floor
Naples, FL 34108
239-269-4725
Jeannie.scott@truist.com
Todd Gierhart
Wells Fargo Home Mortgage 
(Military Lending Specialist)
9110 Strada Place
Naples. FL 34108
239-821-2854
toddgierhart@wellsfargo.com
 
 
Keith Cloak
Gold Star Mortgage
239-919-0719
3301 Bonita Beach Road, Suite 312
Bonita Springs, FL 34134
KCloak@GoldStarMortgage.com
 
Sherena Nash
Third Federal Savings & Loan
1410 Pine Ridge Rd.
Naples, FL 34108
239-213-9460